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Privacy Policy

Effective Date: May 27, 2025

HardMoney.com (“we”, “us”, or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and share the information you provide to us through our website and subdomains.


1. Information We Collect

We may collect the following types of personal information:

  • Contact Information: such as name, email address, phone number (via Zoho Forms or Mighty Networks).
  • Technical Data: such as IP address, browser type, operating system (via Cloudflare and Mighty Networks).
  • Usage Information: such as pages visited, interactions with our website or community subdomain.
  • Community Data: such as posts, messages, and user interactions within our social network at community.hardmoney.com.

2. How We Collect Information

  • Form Submissions: via Zoho Forms.
  • Social Network Usage: via Mighty Networks on our community subdomain.
  • Automated Collection: via Cloudflare and other embedded third-party services.
  • Cookies and Tracking Technologies: used by Cloudflare, Mighty Networks, and others.

3. How We Use Your Information

  • To respond to inquiries and provide services.
  • To manage community engagement on our social platform.
  • To ensure website and community security and performance.
  • To comply with legal obligations.
  • For internal analytics and service improvements.

4. Sharing of Information

We may share your information in the following cases:

  • With service providers such as Zoho, Cloudflare, and Mighty Networks.
  • With broker-dealers and private lenders (see Section 15).
  • In response to legal requests (see Section 18).
  • In the event of a business transfer (see Section 10).

5. Data Security

We rely solely on Zoho, Cloudflare, and Mighty Networks for data protection. We do not implement additional security measures beyond what these providers offer.


6. Data Retention

We retain personal information only as long as necessary for our business purposes or as legally required.


7. Your Choices

You may contact us to access, correct, or delete your personal data by contacting us at [email protected]


8. Third-Party Services

Our services rely on several third-party providers:

  • Zoho Forms: used to collect and manage contact and form submission data.
  • Cloudflare: provides DNS, performance optimization, and security services.
  • Mighty Networks: powers our social network on community.hardmoney.com and collects user activity, profile data, and content.
  • Google Services: such as Maps, Fonts, or embedded content.

Your use of our services may be subject to these third parties’ privacy practices.


9. Cookies and Tracking

We do not set our own cookies, but the following third parties may use cookies for analytics, performance, or personalization:

  • Zoho
  • Cloudflare
  • Mighty Networks
  • Google

See Section 16 for information on managing tracking preferences.


10. Business Transfers

In the event of a merger, acquisition, or other business restructuring, your data may be transferred to a new entity as part of the transaction.


11. Changes to This Policy

We may update this policy from time to time. The most current version will be posted on this page with the effective date noted above.


12. Visitors from California and the European Union

We do not actively target individuals in California or the EU. However, visitors from these regions may still access our services. If you are a resident of either and wish to exercise your rights under applicable privacy laws, please contact us, and we will respond appropriately.


13. Children’s Privacy

Our services are not intended for children under the age of 13. We do not knowingly collect personal information from children. If we learn that we have collected such data, we will delete it promptly.


14. International Data Transfers

Your information may be transferred to and stored on servers located outside your jurisdiction. In particular:

  • Zoho
  • Mighty Networks
  • Cloudflare

may store or process your data internationally. We do not control where these providers store or transmit data.


15. Sharing with Broker-Dealers and Private Lenders

We may share your information with licensed broker-dealers and private lenders in connection with financial or investment opportunities. These entities are required to use your data only for lawful business purposes.


16. Managing Cookies and Tracking Preferences

You can manage or disable cookies and tracking through your browser settings:

  • Google Chrome
  • Mozilla Firefox
  • Safari
  • Microsoft Edge

17. Interest-Based Advertising and Google Ads

We may utilize interest-based advertising tools provided by services such as Google. You can opt out of certain ad tracking via:

  • Google Ads Settings
  • Network Advertising Initiative
  • Digital Advertising Alliance

18. Disclosure for Legal Requests and Investigations

We may disclose your personal information:

  • To comply with legal obligations, such as subpoenas or court orders.
  • To law enforcement or other authorities if required.
  • If we believe in good faith that disclosure is necessary to prevent fraud, protect safety, or enforce our rights.

19. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact [email protected]


Disclaimer: The owner of this website is not a registered representative, not a broker-dealer registered with the SEC, and not affiliated with any FINRA member firm. HardMoney.com does not offer investment advice, solicit investments, or sell securities. This website is not endorsed by any governmental agency and is not subject to federal information quality, privacy, or security standards.

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