Privacy Policy

Effective Date: January 13, 2026

1. Introduction

HardMoney.com ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our referral services.

2. Information We Collect

Personal Information You Provide

When you request an introduction through our website, we collect:

• Name, email address, phone number, and state of residence
• Accredited investor status and verification information
• Investment criteria, amount ranges, and timeframes
• Investment experience level and areas of interest
• Any additional information you provide in form fields or communications

Automatically Collected Information

We automatically collect certain information about your device and usage, including:

• IP address, browser type, and operating system
• Pages viewed, time spent on pages, and navigation paths
• Referring website and search terms used to find our site
• Date and time of access

3. How We Use Your Information

We use collected information to:

• Facilitate Introductions: Share your information with licensed broker-dealers who may contact you about investment opportunities
• Improve Our Services: Analyze usage patterns to enhance website functionality and user experience
• Communicate: Send you confirmations, updates, and respond to your inquiries
• Comply with Legal Obligations: Meet regulatory requirements and respond to lawful requests
• Protect Rights: Prevent fraud, enforce our terms, and protect the security of our systems

4. Information Sharing and Disclosure

With Licensed Broker-Dealers

We share your personal information with FINRA-registered broker-dealers in our network for the purpose of introducing you to investment opportunities. These broker-dealers operate independently and are responsible for their own privacy practices and compliance with securities laws.

Service Providers

We may share information with third-party service providers who assist with website hosting, data storage, analytics, email delivery, and CRM services. These providers are contractually obligated to protect your information and use it only for the services they perform for us.

Legal Requirements

We may disclose your information if required by law, court order, or government regulation, or if we believe disclosure is necessary to protect our rights, your safety, or the safety of others.

What We Do Not Do

We do not sell your personal information to third parties for their marketing purposes. We do not share your information with unauthorized parties or for purposes unrelated to our referral services.

5. Data Security

We implement industry-standard security measures to protect your information, including:

• SSL/TLS encryption for data transmission (HTTPS)
• Secure data storage with access controls and authentication
• Regular security assessments and updates
• Employee training on data protection practices

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information (subject to legal retention requirements)
• Opt-Out: Opt out of receiving marketing communications (note: you cannot opt out of transactional communications related to your requests)
• Data Portability: Receive your information in a structured, machine-readable format

To exercise these rights, please contact us using the information provided at the end of this policy.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience, analyze website usage, and deliver relevant content. You can control cookie settings through your browser, though disabling cookies may limit website functionality.

We may use analytics services (such as Google Analytics) to understand how visitors use our site. These services may collect information such as your IP address, browser type, and pages visited.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected information from a child, we will delete it promptly.

10. California Privacy Rights (CCPA)

California residents have additional rights under the California Consumer Privacy Act (CCPA), including:

• Right to know what personal information is collected, used, and disclosed
• Right to request deletion of personal information
• Right to opt out of the sale of personal information (we do not sell personal information)
• Right to non-discrimination for exercising CCPA rights

To exercise your CCPA rights, please contact us using the information below.

11. International Users

Our services are based in the United States. If you access our website from outside the U.S., your information may be transferred to and processed in the United States, where data protection laws may differ from those in your country.

12. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we securely delete or anonymize it.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will post the updated policy on this page with a revised "Effective Date." We encourage you to review this policy periodically.

14. Contact Us

If you have questions about this Privacy Policy, wish to exercise your privacy rights, or have concerns about how we handle your information, please contact us at:

HardMoney.com
Email: privacy@hardmoney.com
Website Contact Form: [Link to contact page]